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Since the 401(k) became a prevailing form of retirement savings in the 1980’s, we have been one of the leaders of keeping up with regulatory changes, industry trends, and investment fee transparency. The ever-changing 401(k) market is an area in which we take pride advising on investment performance, fiduciary compliance and support, and plan design to ultimately partner with you in striving to accomplish employee ‘Retirement Readiness.’ We have advised on 401(k) plans for over 30 years.




Within the Plan Advisor role, we offer the following support:


  • Investment Funds Evaluation and Recommendations Utilizing Scorecard System

  • Investment Policy Statement Review and Adherence

  • Strives to offer objective Third Party Investment Review (Quarterly/Semi-Annual/Annual)

  • Plan Performance and Participation Benchmarking

  • Mergers and Acquisitions Due Diligence

  • Plan Expense Analysis vs. Normative

  • Vendor Benchmarking

  • Plan Cost Distribution Solutions

  • HR Support

  • Employee Education and 800 number helpline

  • 5500 Filing Assistance

  • Testing Analysis and Correction Strategy

  • Annual Plan Audit Assistance

  • DOL Audit Support

  • QDIA Elections

  • 404 (c) Compliance

  • 408(b)(2) & 404(a)(5) Fee Disclosures

  • Broker Dealer: Kestra Investement Services, LLC, member FINRA/SIP



The target date is the approximate date when investors plan on withdrawing their money.  Generally, the asset allocation of each fund will change on an annual basis with the asset allocation becoming more conservative as the fund nears target retirement date.  The principal value of the funds is not guaranteed at any time including at and after the target date.


Retirement Plan

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